Last Updated: 2 February 2026
These Terms of Service ("Terms") govern your access to and use of the website modzaka.com (the "Site"), operated by MG Digital Media Ltd ("Modzaka," "we," "us," "our").
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Site.
Modzaka is a digital media platform that publishes editorial content — articles, series, videos, and other media — aimed at young Ghanaians. The Site is owned and operated by:
MG Digital Media Ltd
#5 Presidential Drive, Adesa We
Kanda, Greater Accra, Ghana
Email: [email protected]
You must be at least 16 years of age to use the Site. By using the Site, you represent and warrant that you meet this age requirement. If you are under 18, you confirm that you have the consent of a parent or guardian.
Certain features of the Site may require you to create an account. When creating an account, you agree to:
We reserve the right to suspend or terminate your account at our discretion, without prior notice, if we believe you have violated these Terms or engaged in conduct that is harmful to the Site, other users, or MG Digital Media Ltd.
You agree not to use the Site to:
We reserve the right to remove any content and take any action we deem necessary to enforce these Terms.
All content on the Site — including but not limited to articles, text, photographs, illustrations, graphics, videos, audio, logos, trademarks, trade names, designs, page layouts, and software — is the property of MG Digital Media Ltd or its content creators and licensors, and is protected by Ghanaian and international copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from the Site without our prior written consent, except as follows:
"Modzaka," the Modzaka logo, and all related names, logos, product and service names, designs, and slogans are trademarks of MG Digital Media Ltd. You may not use these marks without our prior written permission.
If you submit, post, or otherwise make available any content on the Site (including but not limited to comments, form submissions, story pitches, or contributions to any series), you:
We reserve the right to remove any user-generated content at our sole discretion and without notice.
By subscribing to our newsletter, you consent to receiving periodic emails from Modzaka, including editorial content, updates, and promotional material.
You may unsubscribe from our newsletter at any time by clicking the "Unsubscribe" link in any email or by contacting us at [email protected]. We will process your request promptly.
Our newsletters are delivered through a third-party email service provider. By subscribing, you acknowledge that your email address will be shared with this provider solely for the purpose of email delivery, as described in our Privacy Policy.
The Site may contain links to third-party websites, services, or content that are not owned or controlled by MG Digital Media Ltd. We do not endorse, guarantee, or assume responsibility for any third-party content, websites, or services.
Your interactions with any third-party website or service are governed by that third party's own terms and policies. We encourage you to read the terms and privacy policies of any third-party website you visit.
Modzaka may invite readers to submit stories, pitches, or contributions for our editorial series. By submitting content:
Unless otherwise agreed in writing, content submissions are made voluntarily and without expectation of compensation.
The content on the Site is provided for general informational and entertainment purposes only. While we strive for accuracy, MG Digital Media Ltd does not warrant or guarantee the completeness, reliability, or accuracy of any content on the Site.
Articles, opinions, and views published on Modzaka are those of the individual authors and do not necessarily reflect the views of MG Digital Media Ltd.
Nothing on the Site constitutes professional financial, legal, medical, or other advice. Content published under pillars such as CediSense (personal finance) or Therapy Diaries (mental health) is editorial in nature and should not be treated as professional guidance. Always consult a qualified professional before making decisions based on any information found on the Site.
THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
MG DIGITAL MEDIA LTD DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MG DIGITAL MEDIA LTD, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH:
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THE SITE EXCEED THE AMOUNT PAID BY YOU, IF ANY, TO MG DIGITAL MEDIA LTD IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
You agree to indemnify, defend, and hold harmless MG Digital Media Ltd, its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:
These Terms shall be governed by and construed in accordance with the laws of the Republic of Ghana.
Any dispute, controversy, or claim arising out of or relating to these Terms or your use of the Site shall first be attempted to be resolved through good-faith negotiation between the parties.
If the dispute cannot be resolved through negotiation within thirty (30) days, either party may submit the dispute to the courts of competent jurisdiction in Accra, Ghana.
We reserve the right to modify these Terms at any time. When we make material changes, we will:
Your continued use of the Site after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Site.
We reserve the right to modify, suspend, or discontinue the Site (or any part of it) at any time, with or without notice, and without liability to you.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and MG Digital Media Ltd regarding your use of the Site, and supersede all prior agreements, understandings, and representations.
Our failure to enforce any provision of these Terms shall not be construed as a waiver of that provision or the right to enforce it at a later time.
You may not assign or transfer your rights or obligations under these Terms without our prior written consent. MG Digital Media Ltd may assign its rights and obligations under these Terms without restriction.
If you have any questions about these Terms, please contact us:
MG Digital Media Ltd
#5 Presidential Drive, Adesa We
Kanda, Greater Accra, Ghana
Email: [email protected]
